ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

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​Migrant Labour and Mobile Sensibilities

Mobile media is intricately interwoven into the public and private lives of migrant workers, bringing together multiple, previously divergent functions.

​On Reading

As our lives are increasingly taken over by electronic gadgets and screens, we should remind ourselves how reading can change lives and bring us unfathomable hours of happiness.

Role of ‘Fintech’ in Financial Inclusion and New Business Models

The convergence of finance and technology to provide financial services by non-financial institutions, popularly known as “fintech,” has come to dominate the financial landscape. Taking stock of this development, its impact and implications for new products, processes and services, including for financial inclusion are examined. The Jan Dhan–Aadhaar–mobile phones trinity provides fertile ground for fintech to permeate to the “last mile.” Notwithstanding its manifold benefits, there is a need to exercise caution in areas such as privacy and ownership of data. In a fast-paced world of rapidly evolving technology and related financial services, regulators have new paradigms to grapple with and therefore, need to be proactive so as to not stifle the growth of this nascent sector.
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