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Zero-budget Natural Farming

Vol. 58, Issue No. 10, 11 Mar, 2023
A Narayanamoorthy, P Alli

The various issues relating to zero-budget natural farming are discussed, in light of the fi nance minister’s announcement in the Union Budget 2019–20 regarding it, and viable measures to double the farmers’ income are suggested.

Economic Impact of the 2020 COVID-19 Lockdown on Indian Farmers

Vol. 56, Issue No. 50, 11 Dec, 2021
Niharika Pandya, Divya Veluguri, Aditi Roy, Poornima Prabhakaran, Lindsay M Jaacks

​The impact of the pandemic on the farmers with different farm sizes is analysed. The changes in the income of farmers are highlighted, and the mitigation of the financial downturn by farmers using government cash transfers and sale of assets is explored. The change in the uptake of loans during the pandemic is investigated.

How Efficient Are India’s Cooperative Banks?

Vol. 52, Issue No. 12, 25 Mar, 2017
Sarthak Gaurav, Jisha Krishnan

In spite of their distinct organisational structure and banking philosophy based on mutuality, there is scant evidence on efficiency of cooperative banks. The efficiency of district central cooperative banks in India is investigated by constructing a panel of 297 cooperative banks over the period 2002–14. Using parametric and non-parametric frontier analysis, it is found that efficiency estimates vary depending upon whether advances or investments of DCCBs are used as output. The efficiency of cooperative banking is mapped, and shows considerable variation in efficiency of DCCBs across states. The findings suggest the need for innovative strategies to improve cooperative banking efficiency in the country.

This Is Financial Inclusion

Vol. 51, Issue No. 35, 27 Aug, 2016
N P Mohapatra

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Interest Rates on Farm Loans

Vol. 38, Issue No. 24, 14 Jun, 2003
B Jayaraman

Revitalising Rural Credit System: Views of Expert Committee

Vol. 37, Issue No. 31, 03 Aug, 2002
A S Patil, K J S Satyasai

Rural credit and issues concerning it have received rather less attention in recent times. A look at the recommendation of the expert committee on rural credit, which submitted its report to Nabard a year ago. The committee was mandated to review the rural credit system in totality and recommend strategies and approaches to meet future challenges.

Financial Sector Reforms

Vol. 37, Issue No. 31, 03 Aug, 2002
R M Vasanthakumari

Financial Sector Reforms and India’s Economic Development by N A Mujumdar (two volumes); Academic Foundation, Delhi, 2002; pp 319 + 328, price not mentioned.

Weak Link and Systemic Danger

Vol. 37, Issue No. 19, 11 May, 2002

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D R Gadgil on Cooperative Commonwealth

Vol. 37, Issue No. 14, 06 Apr, 2002
Nilakantha Rath

The cooperative system that was put into operation in the country as a result of the recommendations of the Committee of Direction of the Rural Credit Survey in the middle of the 1950s has, after a couple of decades of positive results, run into difficulties and steadily declined. Many administrators and others in discussions blame that committee and D R Gadgil in particular for the scheme where the state was made a partner in the cooperative enterprise, resulting in rigid mechanical procedures, heavy subsidies - overt or implicit - and bureaucratisation on the one hand and politicisation on the other. How objective and fair is this assessment?

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