ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

Search

Advanced Search

Information TechnologySubscribe to Information Technology

The Effect of Information Technology on Banking Efficiency

Vol. 58, Issue No. 37, 16 Sep, 2023
Ahmad Shadab Khan, Abdulla

The effect of information technology in the Indian banking sector is analysed using the stochastic frontier production model to estimate technical efficiency during 2002–18. The evidence suggests that the adoption of IT has a positive and significant impact on the performance of banks. On average, nationalised and new private sector banks are more efficient than foreign ones, while old private sector banks have fallen back in efficiency. While a higher number of bank employees adversely impacts efficiency, greater capital positively impacts banking performance. It is also found that IT-led performance is a promising strategy for a multiplier effect on banking performance. 

Designing an Effective Data Protection Regulator

Vol. 57, Issue No. 1, 01 Jan, 2022
Bilal Mohamed

The revised Personal Data Protection Bill, expected to be tabled in the current monsoon session of Parliament, is a significant move towards India’s first dedicated personal data protection legislation. One of the proposals is a data protection authority, a cross-sectoral regulator that will significantly influence the Indian regulatory landscape. Against the backdrop of these developments, the author seeks to draw out the appropriate regulatory design keeping in mind essential questions of India’s existing regulatory capacity, framework, and jurisprudence.

 

New IT Rules, 2021

Vol. 56, Issue No. 35, 28 Aug, 2021
Radhika Krishnan

The Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021 are designed to further empower the state and allow the executive considerable powers to shape public discourses. On the one hand, the state now demands access to all information about the content and origins of every digital communication, a measure that will weaken the right to privacy. On the other hand, digital content is now subject to both self-regulation as well as extensive surveillance and regulation designed to allow substantial control by the executive over content.

 

Global Value Chains of MNCs and Indian SMEs

Vol. 56, Issue No. 32, 07 Aug, 2021
M H Bala Subrahmanya, Muralidharan Loganathan

The rapidly expanding global value chains of multinational corporations are increasingly dominating international trade, which emerging economies like India can hardly afford to ignore. The limited presence of Indian small and medium enterprises in the GVCs of MNCs can be traced back to a negligible share of internationalised SMEs, which is primarily due to a weak innovation base, owing to weak networks of SMEs, particularly weak inter-firm linkages. These issues can be overcome by building and strengthening regional innovation systems and by establishing a multipurpose science and technology commission in the clusters of SMEs.

 

Cambridge Analytica and the Political Economy of Persuasion

Vol. 53, Issue No. 20, 19 May, 2018
Where do the financial interests of social media platforms and advertising firms align with the interests of political actors? Where might these interests conflict with constitutional values? As we approach the 2019 general elections in India, a framework to regulate political advertising and data privacy has become most urgent.

Trump’s H-1B Visa Reforms and Indian Dreams

Vol. 52, Issue No. 39, 30 Sep, 2017
The Donald Trump administration’s proposal to review the H-1B visa stirred a hornet’s nest in India. Indians, especially IT professionals and engineers, are the main beneficiaries of this work permit issued to skilled foreign workers in the US. While fears are being expressed about what restrictions on the visa would mean for Indians, there are other views which say that this would even present an opportunity to channelise human and material resources in India.

Role of ‘Fintech’ in Financial Inclusion and New Business Models

Vol. 52, Issue No. 12, 25 Mar, 2017
Ajit Ranade

The convergence of finance and technology to provide financial services by non-financial institutions, popularly known as “fintech,” has come to dominate the financial landscape. Taking stock of this development, its impact and implications for new products, processes and services, including for financial inclusion are examined. The Jan Dhan–Aadhaar–mobile phones trinity provides fertile ground for fintech to permeate to the “last mile.” Notwithstanding its manifold benefits, there is a need to exercise caution in areas such as privacy and ownership of data. In a fast-paced world of rapidly evolving technology and related financial services, regulators have new paradigms to grapple with and therefore, need to be proactive so as to not stifle the growth of this nascent sector.

Education : BPO Boom and Teaching of English

Vol. 38, Issue No. 25, 21 Jun, 2003

.

Information Technology: The Cultural Divide

Vol. 38, Issue No. 21, 24 May, 2003

The Cultural Divide The imbroglio over the termination of the Media Lab Asia (MLA) project brings into focus the problems of taking a quantum leap in technology research. Media Lab Asia was a joint venture between the government of India and the Massachusetts Institute of Technology (MIT) created ostensibly to take technology to the masses and was intended to progressively attract funds from big companies. It was felt that with the trend of US information technology majors setting up or expanding shop in India there would be a greater interest in nurturing and building the Media Lab. Launched two years ago, it was meant to focus on technologies that would

Global Slowdown and the Indian Economy

Vol. 38, Issue No. 21, 24 May, 2003
Vikas Chitre

While there may have been some effect of the current global slowdown on economic activity in India, poor performance of agriculture has perhaps been more responsible for the Indian economic slowdown in recent years. Thus domestic factors such as agricultural growth can be neglected only at our own peril. With the information technology industry set to be a major vehicle for productivity growth, India must be prepared to withstand the increased possibility of output volatility through upswings and recessions. And as it increasingly meshes with the globalised trading and financial system, India's own financial system must be strengthened to withstand asset price shocks with policies geared to take quick remedial measures.

Leveraging IT Assets

Vol. 38, Issue No. 16, 19 Apr, 2003

.

Globalisation, Information Technology and Asian Indian Women in US

Vol. 37, Issue No. 43, 26 Oct, 2002
S Uma Devi

The experiences recounted in this essay of Asian Indian women on an H-1B or H 4 visa highlight the deepening contradiction between economic restructuring and the emancipatory potential it offers women in the labour market. The women respondents in this study are either confined to the domestic sphere in conformance to ideals of 'Hindu' motherhood or suffer from the assumption of the labour market that an ideal worker has no family - an assumption that makes their software programmer husbands in contrast rise to dizzying heights in their profession. What emerges in turn is the perpetuation of masculinity myths and gender stereotypes in guiding behavioural and thought patterns even in a hi-tech sector as the software industry.

Pages

Back to Top

EPW

Term & Policy

Circulation

Advertisement

Connect with us