ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

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Role of Government in Funded Health Insurance Schemes

State-funded health insurance schemes do not target the truly needy or completely miss them, while the government is unable to regulate the private sector. These aspects were not taken into account when the government announced the National Health Protection Scheme. The scheme will turn out to be just another means for the growth of the private sector in the secondary and tertiary care segments.

Publicly Financed Health Insurance Schemes

The announcement of the National Health Protection Scheme provides us with an opportunity to see how its predecessor Rashtriya Swasthya Bima Yojana and other publicly funded health insurance schemes have fared so far. The experiences of PFHIS indicate that targeted health insurance coupled with a healthcare delivery system dominated by “for profit” private providers failed to address the issues of access and financial risk protection. They possibly displace resources that can be utilised for strengthening a public health system.

Road Traffic Accidents and Injuries in India

Road traffic fatalities constitute 16.6% of all deaths, making this the sixth leading cause of death in India, and a major contributor to socio-economic losses, the disability burden, and hospitalisation. An attempt to measure catastrophic levels of health expenditure on accidental injuries, road traffic accidents, and falls, finds that the burden of out-of-pocket expenditure is the highest for such injuries. The financial burden is particularly high for poorer households in rural areas, and those seeking treatment at private health facilities with no health insurance. Public health facilities for trauma care and health coverage for low-income groups could help these vulnerable households.

National Medical Commission Bill, 2017

The National Medical Commission Bill, 2017, which aims to overhaul medical education in India and replace the 83-year-old Medical Council of India with a government-appointed NMC, has several worrying features. While the long-term implications of the bill have not been satisfactorily debated and addressed, the bill itself is in danger of causing similar or even worse outcomes than the previous MCI Act. The NMC Bill remains a questionable remedy, and it has drawn criticism from several quarters, including the country’s medical fraternity.

Efficiency of Healthcare Sector in Bihar

In this article, we focus on the efficiency of the healthcare system at the district level for Bihar. Although relatively an economically and socially disadvantaged state, the infant mortality rate in Bihar is very close to the all-India average. We explore the reasons for the differential performance of different districts by using data envelopment analysis. The efficiency rankings from our results indicate a mix of inefficiency, inadequacy of inputs, and the presence of an optimal targeting of funds under the National Rural Health Mission to low-performing districts.

India Badly Needs Public Health Education

This article calls for the need to introduce undergraduate courses and degree programmes in public health across local colleges and universities in India. Undergraduate degrees in public health should be promoted in order to have an optimum number of public health professionals who can successfully meet the health challenges posed by rapid economic development.

National Health Accounts Estimates

The National Health Accounts is a global tool that provides a snapshot of the flow of funds in a country’s health system by financing sources, providers of healthcare and healthcare functions. The Indian government’s Ministry of Health and Family Welfare released the NHA estimates for 2013–14 in August 2016 providing details of these expenditures by health financing schemes, providers and functions. This article comments on some of the major advances and gaps in the latest NHA estimation methodology and in the presentation of results.

Health Payments and Household Well-being

Health policy pronouncements in India currently advocate insurance-based financing mechanisms towards universal health coverage, sidelining the role of comprehensive healthcare provisioning through the public sector. This study, however, suggests that health insurance has been unsuccessful in protecting households from poverty and impoverishment resulting from out-of-pocket payments, and that insurance in fact subverts the effectiveness of the traditional health financing system. Free or low-cost healthcare provisioning by the state remains the best way to enhance the health and well-being of households, provided the inadequacies and inequalities across districts are addressed, and low-cost medicines and diagnostics made available to all.

Employees’ State Insurance Scheme for Domestic Workers

The recent move of the government to extend the Employees’ State Insurance Scheme for domestic workers clearly shows the callousness of the initiative and the non-committal approach of the state to the concerns of domestic workers. For the first time, a discriminatory approach within the ESI scheme to a specific category of workers is noticeable.

 

Healthcare Consumption in Uttar Pradesh

C S Verma (verma.cs@gmail.com) is a senior fellow and Shivani Singh (ssshivani15@gmail.com) is a research associate at the Giri Institute of Development Studies, Lucknow. Alok Ranjan (alokranjancmc@ gmail.com) is a junior research fellow at the Indian Council of Medical Research and T Sundararaman (sundar2016@gmail.com) teaches at the School of Health Systems Studies, Tata Institute of Social Sciences, Mumbai.

Targeting and Effects of Rashtriya Swasthya Bima Yojana on Access to Care and Financial Protection

This article provides evidence on the impact of the Rashtriya Swasthya Bima Yojana on access to healthcare and financial risk protection; its coverage across selected states and whether the targeting is effective. Overall, just about 11% of households were enrolled and almost half of these households actually belonged to the non-poor category. Although the scheme has increased hospitalisation rate, we do not know if it has enabled people to access the “genuinely needed” inpatient care which they could not afford earlier or whether hospitals are inducing the demand by suggesting unnecessary inpatient care to the people. Disturbingly, it has hardly had any effects on financial protection. These evidences unequivocally indicate that targeted health insurance coupled with a healthcare delivery system dominated by private providers cannot be the means to achieve universal healthcare.

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