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Indebtedness among Farmers and Agricultural Labourers in Rural Punjab
The paper examines various hitherto unexplored aspects of indebtedness among farmers and agricultural labour households in rural Punjab. It analyses the extent and distribution of indebtedness among farmers and agricultural labourers, their sources of debt and the per household debt incurred for various purposes. The paper also compares and contrasts variations in the rate of interest paid by different categories of farmers and agricultural labourers.
This research paper is based on a field survey conducted for the research project “Indebtedness among Farmers and Agricultural Labourers in Rural Punjab,” sponsored by the Indian Council of Social Science Research, New Delhi.
The authors thank the anonymous referee for important comments and suggestions.
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