ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

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Need for Universal Pension Scheme

Ageing in India

India has low pension coverage, and the pension system is unable to fulfil its purpose. A non-contributory, basic pension can guarantee a regular income in old age to all residents of the country, regardless of earning or occupation. The feasibility of introducing such a pension in India is explored in this paper. It is argued that a properly crafted universal pension scheme will increase the coverage of pension without putting stress on the fisc.

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