ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

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RuPay Card

Some Observations

As RuPay has been presented as a viable alternative to international payment settlement systems (“RuPay Card: An Alternative”, EPW, 26 May 2012), the complexities of existing payment systems, issues in fi nancial inclusion, technological challenges and market competition cannot be sidelined. This comment highlights two contentious issues: (1) competitive markets, and (2) challenges in bringing about fi nancial inclusion.


We are thankful to Amey Sapre for help and discussion.

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