ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

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Access, Use and Contribution of Microfinance in India

Microfinance is making a significant contribution to both the savings and borrowings of the poor in the country. The main use of microcredit is for direct investment. While the presence of microfinance has increased the borrowing options for the poorer clients, it seems not (yet) to have significantly affected the terms and conditions of different informal credit providers.

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