ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

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Need for Long-term, Fixed-Income Provident Fund Deposits

While it is necessary to align returns on small savings with other interest rates in the economy, a simplistic focus on lowering savings rates overlooks fundamental weaknesses in provident fund schemes. The option of long-term, fixed-income PF deposits, which are necessary for small investors planning for retirement, is not available.

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