ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

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Critical Neglect of Social Banking

The increasing vacuum in the rural credit system in the post-reform period, continuing neglect of underdeveloped regions, low levels of credit flow in favour of agriculture, small-scale industries and other informal sectors including small borrowers and the reluctance to pass on the benefits of the reduced cost of funds to borrowers, are issues that scheduled commercial banks need to address.

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