A Case Study of a Low-Income Neighbourhood in Delhi Rukmini Banerji On the basis of a study in a low-income urban locality on the outskirts of Delhi as a case-study, the article explores factors to be heeded if universalisation of primary education is to become a reality. The author argues for a focus on local conditions affecting schooling such as allocation and use of resources, and teaching-learning processes in the classroom without knowledge of which the effectiveness of national or regional policies can get diluted. Further, the article asks for a shift from 'school-effects' to "teacher-effects' in understanding differences in survival rates of children within a school.