ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

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Rural Credit Mystery of the Missing Households

Rural Credit: Mystery of the Missing Households K Seeta Prabhu Avadhoot Nadkarni C V Achuthan The substantial decline in the proportion as well as in the absolute number of households reporting indebtedness between 1971 and 1981 at both the all-India level and the states level, as revealed by the All-India Debt and Investment Survey, 1981-82, is indeed an intriguing development. This is particularly so as the decline has occurred during a period which has witnessed a phenomenal expansion in the institutional credit network in the rual areas. This paper is an attempt at understanding this issue in some detail.

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