THE following is the Speech of Shri T A Pai, Chairman, Oriental Fire and General Insurance Company Limited on the Report and Accounts for 1970: GENTLEMEN, I have great pleasure in welcoming you all to the Twenty-third Annual General Meeting of the Company, The Report, Accounts and Balance Sheet in respect of the year ended 31st December, 1970 are already in your hands and with your permission I pro-pose to take them as read.