ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

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From Marginal Tinkering to Major Changes

Poor households are excluded from the formal credit network because mainstream lending institutions have a different set of attitudes while dealing with them. These attitudes have negatively affected the role of self-help groups, microfinance and directed lending in poverty alleviation and therefore need to be changed.

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