ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

Articles by Debdatta PalSubscribe to Debdatta Pal

Formal Financial Outreach in Rural India

The conventional wisdom is that opening up new branches is the best way to extend outreach of the formal financial sector to rural areas. Using a survey data set, this paper challenges the conventional view by concluding that relatively resource-rich rural households from distant locations availed multiple loans from formal lenders rather than the households located closer to them as often believed.
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