Articles by D K Desai

of Foodgrains Distribution in India D K Desai V Ramachandran This paper attempts to estimate the working capital required (or the procurement and distribution of foodgrains. To arrive at the financial requirements for foodgrains distribution, estimates of the marketed surplus are needed. Instead of assuming a certain percentage of the total foodgrains production as the marketed surplus, a different technique was employed to estimate the marketed surplus. Based on the prices and stocks of foodgrains required at the beginning of the months and the marketed surplus of foodgrains, the working capital requirements were estimated for different years.

B M Desai D K Desai An earlier study had indicated that farmers tend to substitute commercial hank credit for their own funds and/for other sources of finance, and that this substitution has no significant impact on farm production, This article is therefore based on the connected question: "Is inadequacy of the existing insiitu tional credit facilities a problem in changing agriculture?". The' question is important because of the Widespread notion that inadequacy of credit is a serious bottleneck in the adoption of the new technology.