ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

Articles by Chetana AsbeSubscribe to Chetana Asbe

Need for Credit Resilience Score in India

Paired with the borrower score/ rating, a credit resilience score would better equip the fi nancial institutions to account for borrower resilience and make credit decisions accordingly. The requirement for CRS in India helps credit to fl ow uninterruptedly during good and bad times. Recognising the parameters used in the existing credit score for individuals and corporate credit rating, a framework for the development of CRS is suggested.

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