ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

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Measurement and Analysis of the Productivity of Indian Banks

The paper reveals that cash holdings, the “growth rate of assets,” the “incremental gross non-performing assets,” and the “incremental cost of funds” negatively impact the productivity of banks, whereas the net interest margin has a positive impact. The paper also benchmarks major banks in India that can be used as an input in strategic decision-making.
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